|
 |
 |
|
Rollstone Bank & Trust
Rollstone Bank & Trust
RSSD ID 837608 | CERTIFICATE 17797 | ABA NUMBER 211370736 |
780 Main St |
Quarter Ended : |
2025-06-30 |
Fitchburg, Massachusetts, 01420 |
Updated : |
2025-07-17 |
www.rollstonebank.com |
|
Institution Profile |
Year Opened : |
1846 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
8 |
Number of Employees : |
98 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 931,098 |
|
Total Interest Income | 18,618 |
Total Liabilities | 860,905 |
|
Total NonInterest Income | 1,738 |
Total Bank Equity Capital | 70,193 |
|
Total Interest Expense | 12,017 |
Total Deposits | 706,329 |
|
Total NonInterest Expense | 9,424 |
Net Loans & Leases | 658,383 |
|
Net Income | (797) |
Loan Loss Allowance | 6,208 |
|
Net Charge Offs | 9 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 96,429 |
|
Total loans | 662,541 |
Total assets for the leverage ratio | 946,688 |
|
Loans secured by real estate: | 627,007 |
Tier 1 Leverage Ratio | 9.53 |
|
Commercial and industrial loans | 28,414 |
Tier 1 Capital Ratio | 12.89 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.77 |
|
Loans to individuals - Other | 645 |
|
|
|
|