|
 |
|
|
 Unity Bank of Mississippi
|
Unity Bank of Mississippi
| RSSD ID 837840 | CERTIFICATE 11446 | ABA NUMBER 84201676 |
| 650 Highway 7 S |
Quarter Ended : |
2026-03-31 |
| Holly Springs, Mississippi, 38635 |
Updated : |
2026-04-27 |
| unityms.bank |
|
| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
59 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 287,990 |
|
Total Interest Income | 3,388 |
| Total Liabilities | 269,032 |
|
Total NonInterest Income | 347 |
| Total Bank Equity Capital | 18,958 |
|
Total Interest Expense | 1,396 |
| Total Deposits | 265,528 |
|
Total NonInterest Expense | 2,046 |
| Net Loans & Leases | 150,296 |
|
Net Income | 282 |
| Loan Loss Allowance | 2,187 |
|
Net Charge Offs | (8) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 155,375 |
| Total assets for the leverage ratio | 295,026 |
|
Loans secured by real estate: | 127,440 |
| Tier 1 Leverage Ratio | 10.45 |
|
Commercial and industrial loans | 24,541 |
| Off Balance Sheet Exposures (%) | 3.04 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,394 |
|
|
|
|
:· Unity Bank of Mississippi
