|
 |
|
|
 Richland State Bank
Richland State Bank
| RSSD ID 83852 | CERTIFICATE 1675 | ABA NUMBER 91404136 |
| 602 1st St |
Quarter Ended : |
2025-03-31 |
| Bruce, South Dakota, 57220 |
Updated : |
2025-04-17 |
| www.richlandstate.org |
|
| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
14 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 40,256 |
|
Total Interest Income | 457 |
| Total Liabilities | 35,947 |
|
Total NonInterest Income | 458 |
| Total Bank Equity Capital | 4,309 |
|
Total Interest Expense | 181 |
| Total Deposits | 35,800 |
|
Total NonInterest Expense | 529 |
| Net Loans & Leases | 16,435 |
|
Net Income | 204 |
| Loan Loss Allowance | 481 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 6,210 |
|
Total loans | 19,065 |
| Total assets for the leverage ratio | 43,566 |
|
Loans secured by real estate: | 10,209 |
| Tier 1 Leverage Ratio | 13.56 |
|
Commercial and industrial loans | 2,839 |
| Tier 1 Capital Ratio | 24.69 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.95 |
|
Loans to individuals - Other | 3,043 |
|
|
|
|
:· Richland State Bank
