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Bank of Columbia
Bank of Columbia
| RSSD ID 839246 | CERTIFICATE 8775 | ABA NUMBER 83903098 |
| 144 Public Sq |
Quarter Ended : |
2025-09-30 |
| Columbia, Kentucky, 42728 |
Updated : |
2025-10-30 |
| www.bankcolumbia.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 225,791 |
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Total Interest Income | 10,166 |
| Total Liabilities | 206,349 |
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Total NonInterest Income | 909 |
| Total Bank Equity Capital | 19,442 |
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Total Interest Expense | 2,778 |
| Total Deposits | 197,835 |
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Total NonInterest Expense | 4,179 |
| Net Loans & Leases | 182,845 |
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Net Income | 4,017 |
| Loan Loss Allowance | 2,894 |
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Net Charge Offs | 39 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 181,927 |
| Total assets for the leverage ratio | 221,234 |
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Loans secured by real estate: | 120,633 |
| Tier 1 Leverage Ratio | 9.45 |
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Commercial and industrial loans | 19,230 |
| Off Balance Sheet Exposures (%) | 6.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,211 |
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