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Farmers State Bank
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Farmers State Bank
| RSSD ID 840747 | CERTIFICATE 12855 | ABA NUMBER 73908045 |
| 131 Tower Park Dr |
Quarter Ended : |
2026-03-31 |
| Waterloo, Iowa, 50701 |
Updated : |
2026-04-26 |
| www.fsb1879.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,579,523 |
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Total Interest Income | 20,878 |
| Total Liabilities | 1,416,007 |
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Total NonInterest Income | 889 |
| Total Bank Equity Capital | 163,516 |
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Total Interest Expense | 9,507 |
| Total Deposits | 1,257,690 |
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Total NonInterest Expense | 6,425 |
| Net Loans & Leases | 1,281,412 |
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Net Income | 5,318 |
| Loan Loss Allowance | 13,573 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 185,993 |
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Total loans | 1,300,639 |
| Total assets for the leverage ratio | 1,593,264 |
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Loans secured by real estate: | 1,029,598 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 205,896 |
| Tier 1 Capital Ratio | 13.25 |
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Loans to individuals - Credit Cards | 7,132 |
| Total Capital Ratio | 14.36 |
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Loans to individuals - Other | 21,041 |
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