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 Farmers State Bank
Farmers State Bank
| RSSD ID 840747 | CERTIFICATE 12855 | ABA NUMBER 73908045 |
| 131 Tower Park Dr |
Quarter Ended : |
2025-12-31 |
| Waterloo, Iowa, 50701 |
Updated : |
2026-01-26 |
| www.fsb1879.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,628,933 |
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Total Interest Income | 82,374 |
| Total Liabilities | 1,465,804 |
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Total NonInterest Income | 3,852 |
| Total Bank Equity Capital | 163,129 |
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Total Interest Expense | 44,522 |
| Total Deposits | 1,244,786 |
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Total NonInterest Expense | 23,538 |
| Net Loans & Leases | 1,300,579 |
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Net Income | 16,990 |
| Loan Loss Allowance | 13,353 |
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Net Charge Offs | 176 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 182,955 |
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Total loans | 1,299,036 |
| Total assets for the leverage ratio | 1,589,418 |
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Loans secured by real estate: | 1,041,126 |
| Tier 1 Leverage Ratio | 10.62 |
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Commercial and industrial loans | 195,773 |
| Tier 1 Capital Ratio | 12.83 |
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Loans to individuals - Credit Cards | 7,416 |
| Total Capital Ratio | 13.91 |
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Loans to individuals - Other | 20,472 |
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:· Farmers State Bank
