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 Mutual Savings Bank
Mutual Savings Bank
| RSSD ID 841472 | CERTIFICATE 27742 | ABA NUMBER 274970267 |
| 80 E Jefferson St |
Quarter Ended : |
2025-03-31 |
| Franklin, Indiana, 46131 |
Updated : |
2025-04-29 |
| www.mymsb.bank |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 314,063 |
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Total Interest Income | 3,945 |
| Total Liabilities | 294,661 |
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Total NonInterest Income | 364 |
| Total Bank Equity Capital | 19,277 |
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Total Interest Expense | 1,729 |
| Total Deposits | 245,339 |
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Total NonInterest Expense | 1,983 |
| Net Loans & Leases | 203,046 |
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Net Income | 557 |
| Loan Loss Allowance | 2,914 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 35,814 |
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Total loans | 208,297 |
| Total assets for the leverage ratio | 330,886 |
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Loans secured by real estate: | 187,214 |
| Tier 1 Leverage Ratio | 9.95 |
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Commercial and industrial loans | 15,152 |
| Tier 1 Capital Ratio | 12.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.45 |
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Loans to individuals - Other | 5,578 |
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:· Mutual Savings Bank
