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Simmesport State Bank
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Simmesport State Bank
| RSSD ID 844138 | CERTIFICATE 17587 | ABA NUMBER 65204951 |
| 16495 Highway 1 |
Quarter Ended : |
2026-03-31 |
| Simmesport, Louisiana, 71369 |
Updated : |
2026-04-30 |
| www.simmesportstatebank.net |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 201,586 |
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Total Interest Income | 3,199 |
| Total Liabilities | 177,401 |
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Total NonInterest Income | 185 |
| Total Bank Equity Capital | 24,185 |
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Total Interest Expense | 1,139 |
| Total Deposits | 176,801 |
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Total NonInterest Expense | 1,217 |
| Net Loans & Leases | 157,011 |
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Net Income | 649 |
| Loan Loss Allowance | 2,630 |
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Net Charge Offs | 233 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 160,232 |
| Total assets for the leverage ratio | 199,658 |
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Loans secured by real estate: | 115,854 |
| Tier 1 Leverage Ratio | 11.83 |
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Commercial and industrial loans | 16,510 |
| Off Balance Sheet Exposures (%) | 4.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,911 |
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