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 Guaranty Bank and Trust Company
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Guaranty Bank and Trust Company
| RSSD ID 84541 | CERTIFICATE 15953 | ABA NUMBER 84202251 |
| 210 N Hayden St |
Quarter Ended : |
2026-06-30 |
| Belzoni, Mississippi, 39038 |
Updated : |
2026-07-29 |
| www.gbtonline.com |
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| Institution Profile |
| Year Opened : |
1943 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
486 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,069,091 |
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Total Interest Income | 87,029 |
| Total Liabilities | 2,727,661 |
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Total NonInterest Income | 10,692 |
| Total Bank Equity Capital | 341,430 |
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Total Interest Expense | 29,160 |
| Total Deposits | 2,648,129 |
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Total NonInterest Expense | 42,951 |
| Net Loans & Leases | 2,168,305 |
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Net Income | 16,634 |
| Loan Loss Allowance | 30,880 |
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Net Charge Offs | 1,206 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,159,886 |
| Total assets for the leverage ratio | 2,957,541 |
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Loans secured by real estate: | 1,738,437 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 275,311 |
| Off Balance Sheet Exposures (%) | 6.92 |
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Loans to individuals - Credit Cards | 2,534 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 45,096 |
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:· Guaranty Bank and Trust Company
