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 United Community Bank
United Community Bank
| RSSD ID 847157 | CERTIFICATE 8544 | ABA NUMBER 91210074 |
| 301 W Main St |
Quarter Ended : |
2025-06-30 |
| Perham, Minnesota, 56573 |
Updated : |
2025-07-29 |
| www.ucbankmn.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 346,496 |
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Total Interest Income | 8,779 |
| Total Liabilities | 322,321 |
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Total NonInterest Income | 814 |
| Total Bank Equity Capital | 24,175 |
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Total Interest Expense | 3,210 |
| Total Deposits | 318,901 |
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Total NonInterest Expense | 4,529 |
| Net Loans & Leases | 205,674 |
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Net Income | 1,596 |
| Loan Loss Allowance | 3,177 |
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Net Charge Offs | 152 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 207,217 |
| Total assets for the leverage ratio | 357,042 |
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Loans secured by real estate: | 155,062 |
| Tier 1 Leverage Ratio | 10.17 |
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Commercial and industrial loans | 33,130 |
| Off Balance Sheet Exposures (%) | 2.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,717 |
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:· United Community Bank
