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The Bank of Monroe

The Bank of Monroe
RSSD ID 849432 | CERTIFICATE 6180 | ABA NUMBER 51502395
39 Main St Quarter Ended : 2026-03-31
Union, West Virginia, 24983 Updated : 2026-05-11
www.mybankofmonroe.com

Institution Profile
Year Opened : 1903 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : All Other Under 1 Billion
Number of Offices : 3 Number of Employees : 40
Related Company Filings Regulator
 UNION BANKSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets251,210
Total Interest Income3,106
Total Liabilities222,467
Total NonInterest Income400
Total Bank Equity Capital28,743
Total Interest Expense918
Total Deposits221,327
Total NonInterest Expense1,552
Net Loans & Leases154,195
Net Income876
Loan Loss Allowance1,951
Net Charge Offs(2)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital34,990
Total loans154,160
Total assets for the leverage ratio253,414
Loans secured by real estate:135,392
Tier 1 Leverage Ratio13.04
Commercial and industrial loans11,956
Tier 1 Capital Ratio21.13
Loans to individuals - Credit Cards0
Total Capital Ratio22.38
Loans to individuals - Other3,159





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury