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CBL State Savings Bank
CBL State Savings Bank
| RSSD ID 851172 | CERTIFICATE 31900 | ABA NUMBER 253272229 |
| 229 Trade St |
Quarter Ended : |
2025-09-30 |
| Greer, South Carolina, 29651 |
Updated : |
2025-10-28 |
| www.cblbanklocal.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 187,292 |
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Total Interest Income | 6,589 |
| Total Liabilities | 158,196 |
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Total NonInterest Income | 125 |
| Total Bank Equity Capital | 29,096 |
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Total Interest Expense | 4,145 |
| Total Deposits | 121,318 |
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Total NonInterest Expense | 2,703 |
| Net Loans & Leases | 113,502 |
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Net Income | (128) |
| Loan Loss Allowance | 1,086 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 113,396 |
| Total assets for the leverage ratio | 187,509 |
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Loans secured by real estate: | 112,395 |
| Tier 1 Leverage Ratio | 16.26 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 3.42 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,001 |
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