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 Better Banks
Better Banks
| RSSD ID 851631 | CERTIFICATE 1808 | ABA NUMBER 71120207 |
| 10225 N Knoxville Ave |
Quarter Ended : |
2025-03-31 |
| Peoria, Illinois, 61615 |
Updated : |
2025-04-23 |
| www.betterbanks.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
10 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 431,415 |
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Total Interest Income | 4,814 |
| Total Liabilities | 400,784 |
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Total NonInterest Income | 1,397 |
| Total Bank Equity Capital | 30,631 |
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Total Interest Expense | 1,402 |
| Total Deposits | 397,491 |
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Total NonInterest Expense | 3,590 |
| Net Loans & Leases | 282,939 |
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Net Income | 985 |
| Loan Loss Allowance | 3,584 |
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Net Charge Offs | 169 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,763 |
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Total loans | 286,603 |
| Total assets for the leverage ratio | 445,567 |
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Loans secured by real estate: | 139,344 |
| Tier 1 Leverage Ratio | 8.98 |
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Commercial and industrial loans | 17,616 |
| Tier 1 Capital Ratio | 13.35 |
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Loans to individuals - Credit Cards | 1,044 |
| Total Capital Ratio | 14.6 |
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Loans to individuals - Other | 118,859 |
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:· Better Banks
