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 Genesee Regional Bank
Genesee Regional Bank
| RSSD ID 852704 | CERTIFICATE 26333 | ABA NUMBER 22313021 |
| 1850 Winton Rd S |
Quarter Ended : |
2025-03-31 |
| Rochester, New York, 14618 |
Updated : |
2025-04-29 |
| www.grbbank.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
154 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,254,535 |
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Total Interest Income | 16,485 |
| Total Liabilities | 1,153,545 |
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Total NonInterest Income | 2,703 |
| Total Bank Equity Capital | 100,990 |
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Total Interest Expense | 8,147 |
| Total Deposits | 968,178 |
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Total NonInterest Expense | 6,811 |
| Net Loans & Leases | 867,435 |
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Net Income | 2,964 |
| Loan Loss Allowance | 11,332 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 906,958 |
| Total assets for the leverage ratio | 1,240,537 |
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Loans secured by real estate: | 609,018 |
| Tier 1 Leverage Ratio | 9.8 |
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Commercial and industrial loans | 252,573 |
| Off Balance Sheet Exposures (%) | 3.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,383 |
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:· Genesee Regional Bank
