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 First State Bank
First State Bank
| RSSD ID 854847 | CERTIFICATE 5791 | ABA NUMBER 73921543 |
| 304 E Main St |
Quarter Ended : |
2025-12-31 |
| Belmond, Iowa, 50421 |
Updated : |
2026-01-24 |
| WWW.FSBBELMOND.COM |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 148,711 |
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Total Interest Income | 5,286 |
| Total Liabilities | 135,430 |
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Total NonInterest Income | 509 |
| Total Bank Equity Capital | 13,281 |
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Total Interest Expense | 2,623 |
| Total Deposits | 112,787 |
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Total NonInterest Expense | 1,994 |
| Net Loans & Leases | 65,721 |
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Net Income | 872 |
| Loan Loss Allowance | 524 |
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Net Charge Offs | 67 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 61,738 |
| Total assets for the leverage ratio | 138,145 |
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Loans secured by real estate: | 27,889 |
| Tier 1 Leverage Ratio | 11.31 |
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Commercial and industrial loans | 22,166 |
| Off Balance Sheet Exposures (%) | 0.92 |
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Loans to individuals - Credit Cards | 198 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,073 |
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:· First State Bank
