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 American Commercial Bank & Trust, National Association
American Commercial Bank & Trust, National Association
| RSSD ID 856243 | CERTIFICATE 3719 | ABA NUMBER 71902399 |
| 701 La Salle St |
Quarter Ended : |
2025-09-30 |
| Ottawa, Illinois, 61350 |
Updated : |
2025-10-08 |
| www.acbandt.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
155 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,944,721 |
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Total Interest Income | 83,792 |
| Total Liabilities | 1,774,082 |
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Total NonInterest Income | 7,488 |
| Total Bank Equity Capital | 170,639 |
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Total Interest Expense | 33,429 |
| Total Deposits | 1,751,463 |
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Total NonInterest Expense | 28,152 |
| Net Loans & Leases | 1,579,723 |
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Net Income | 19,897 |
| Loan Loss Allowance | 23,885 |
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Net Charge Offs | 1,251 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 193,088 |
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Total loans | 1,582,247 |
| Total assets for the leverage ratio | 1,900,922 |
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Loans secured by real estate: | 1,116,554 |
| Tier 1 Leverage Ratio | 9.04 |
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Commercial and industrial loans | 455,065 |
| Tier 1 Capital Ratio | 10.15 |
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Loans to individuals - Credit Cards | 476 |
| Total Capital Ratio | 11.41 |
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Loans to individuals - Other | 1,988 |
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:· American Commercial Bank & Trust, National Association
