|
 |
|
|
 American Commercial Bank & Trust, National Association
American Commercial Bank & Trust, National Association
| RSSD ID 856243 | CERTIFICATE 3719 | ABA NUMBER 71902399 |
| 701 La Salle St |
Quarter Ended : |
2025-03-31 |
| Ottawa, Illinois, 61350 |
Updated : |
2025-05-05 |
| www.acbandt.com |
|
| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
150 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,764,192 |
|
Total Interest Income | 26,353 |
| Total Liabilities | 1,608,721 |
|
Total NonInterest Income | 1,857 |
| Total Bank Equity Capital | 155,471 |
|
Total Interest Expense | 10,777 |
| Total Deposits | 1,553,537 |
|
Total NonInterest Expense | 8,982 |
| Net Loans & Leases | 1,455,407 |
|
Net Income | 5,831 |
| Loan Loss Allowance | 22,863 |
|
Net Charge Offs | 83 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 178,454 |
|
Total loans | 1,470,269 |
| Total assets for the leverage ratio | 1,736,965 |
|
Loans secured by real estate: | 950,687 |
| Tier 1 Leverage Ratio | 9.13 |
|
Commercial and industrial loans | 406,506 |
| Tier 1 Capital Ratio | 9.98 |
|
Loans to individuals - Credit Cards | 481 |
| Total Capital Ratio | 11.23 |
|
Loans to individuals - Other | 1,168 |
|
|
|
|
:· American Commercial Bank & Trust, National Association
