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The Citizens Bank
The Citizens Bank
| RSSD ID 856748 | CERTIFICATE 17211 | ABA NUMBER 82907736 |
| 655 S Saint Louis St |
Quarter Ended : |
2025-09-30 |
| Batesville, Arkansas, 72501 |
Updated : |
2025-10-14 |
| www.thecitizensbank.net |
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| Institution Profile |
| Year Opened : |
1953 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
189 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,580,646 |
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Total Interest Income | 64,321 |
| Total Liabilities | 1,450,980 |
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Total NonInterest Income | 4,712 |
| Total Bank Equity Capital | 129,666 |
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Total Interest Expense | 26,363 |
| Total Deposits | 1,445,907 |
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Total NonInterest Expense | 22,475 |
| Net Loans & Leases | 1,210,226 |
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Net Income | 16,129 |
| Loan Loss Allowance | 16,723 |
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Net Charge Offs | 1,607 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 152,689 |
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Total loans | 1,215,967 |
| Total assets for the leverage ratio | 1,501,876 |
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Loans secured by real estate: | 1,023,069 |
| Tier 1 Leverage Ratio | 9.05 |
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Commercial and industrial loans | 152,893 |
| Tier 1 Capital Ratio | 10.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.4 |
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Loans to individuals - Other | 12,041 |
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