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 Bankesb
Bankesb
| RSSD ID 859002 | CERTIFICATE 90188 | ABA NUMBER 211870935 |
| 36 Main St |
Quarter Ended : |
2025-12-31 |
| Easthampton, Massachusetts, 1027 |
Updated : |
2026-01-27 |
| www.bankesb.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
254 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,997,695 |
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Total Interest Income | 98,250 |
| Total Liabilities | 1,805,252 |
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Total NonInterest Income | 10,437 |
| Total Bank Equity Capital | 192,443 |
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Total Interest Expense | 42,010 |
| Total Deposits | 1,740,173 |
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Total NonInterest Expense | 43,320 |
| Net Loans & Leases | 1,609,123 |
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Net Income | 1,213 |
| Loan Loss Allowance | 15,398 |
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Net Charge Offs | 24,721 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 210,212 |
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Total loans | 1,651,198 |
| Total assets for the leverage ratio | 2,028,903 |
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Loans secured by real estate: | 1,457,750 |
| Tier 1 Leverage Ratio | 9.57 |
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Commercial and industrial loans | 182,165 |
| Tier 1 Capital Ratio | 11.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.48 |
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Loans to individuals - Other | 1,054 |
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:· Bankesb
