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Bank of Zachary
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Bank of Zachary
| RSSD ID 860334 | CERTIFICATE 306 | ABA NUMBER 65402520 |
| 4743 Main St |
Quarter Ended : |
2026-03-31 |
| Zachary, Louisiana, 70791 |
Updated : |
2026-04-15 |
| www.bankofzachary.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 422,161 |
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Total Interest Income | 5,738 |
| Total Liabilities | 383,517 |
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Total NonInterest Income | 275 |
| Total Bank Equity Capital | 38,644 |
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Total Interest Expense | 1,419 |
| Total Deposits | 372,032 |
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Total NonInterest Expense | 3,355 |
| Net Loans & Leases | 306,642 |
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Net Income | 1,011 |
| Loan Loss Allowance | 2,758 |
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Net Charge Offs | 125 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 54,031 |
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Total loans | 298,919 |
| Total assets for the leverage ratio | 434,296 |
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Loans secured by real estate: | 276,039 |
| Tier 1 Leverage Ratio | 11.8 |
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Commercial and industrial loans | 10,678 |
| Tier 1 Capital Ratio | 18.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.3 |
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Loans to individuals - Other | 4,631 |
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