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 Farmers & Merchants Savings Bank
Farmers & Merchants Savings Bank
| RSSD ID 863746 | CERTIFICATE 9298 | ABA NUMBER 73903244 |
| 101 E Main St |
Quarter Ended : |
2025-09-30 |
| Manchester, Iowa, 52057 |
Updated : |
2025-10-28 |
| www.fmbankia.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 622,366 |
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Total Interest Income | 25,076 |
| Total Liabilities | 548,229 |
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Total NonInterest Income | 1,157 |
| Total Bank Equity Capital | 74,137 |
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Total Interest Expense | 7,132 |
| Total Deposits | 544,224 |
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Total NonInterest Expense | 11,822 |
| Net Loans & Leases | 407,078 |
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Net Income | 2,688 |
| Loan Loss Allowance | 8,060 |
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Net Charge Offs | 4,096 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 81,297 |
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Total loans | 413,061 |
| Total assets for the leverage ratio | 600,135 |
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Loans secured by real estate: | 198,104 |
| Tier 1 Leverage Ratio | 12.51 |
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Commercial and industrial loans | 163,458 |
| Tier 1 Capital Ratio | 15.1 |
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Loans to individuals - Credit Cards | 908 |
| Total Capital Ratio | 16.35 |
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Loans to individuals - Other | 1,426 |
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:· Farmers & Merchants Savings Bank
