|
 |
|
|
 Piedmont Federal Savings Bank
Piedmont Federal Savings Bank
| RSSD ID 864471 | CERTIFICATE 27619 | ABA NUMBER 253171773 |
| 201 S Stratford Rd |
Quarter Ended : |
2025-03-31 |
| Winston Salem, North Carolina, 27103 |
Updated : |
2025-05-12 |
| www.piedmontfederal.com |
|
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
121 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,277,019 |
|
Total Interest Income | 12,951 |
| Total Liabilities | 1,044,417 |
|
Total NonInterest Income | 818 |
| Total Bank Equity Capital | 232,602 |
|
Total Interest Expense | 7,057 |
| Total Deposits | 942,006 |
|
Total NonInterest Expense | 6,239 |
| Net Loans & Leases | 819,972 |
|
Net Income | 390 |
| Loan Loss Allowance | 6,406 |
|
Net Charge Offs | 17 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 830,646 |
| Total assets for the leverage ratio | 1,268,085 |
|
Loans secured by real estate: | 758,419 |
| Tier 1 Leverage Ratio | 19.23 |
|
Commercial and industrial loans | 41,485 |
| Off Balance Sheet Exposures (%) | 7.44 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 309 |
|
|
|
|
:· Piedmont Federal Savings Bank
