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 Bank of 1889
Bank of 1889
| RSSD ID 864846 | CERTIFICATE 3854 | ABA NUMBER 82902511 |
| 305 Public Sq |
Quarter Ended : |
2025-12-31 |
| Berryville, Arkansas, 72616 |
Updated : |
2026-01-13 |
| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
11 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 330,720 |
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Total Interest Income | 20,981 |
| Total Liabilities | 295,318 |
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Total NonInterest Income | 1,362 |
| Total Bank Equity Capital | 35,402 |
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Total Interest Expense | 2,778 |
| Total Deposits | 291,931 |
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Total NonInterest Expense | 12,768 |
| Net Loans & Leases | 252,725 |
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Net Income | 6,220 |
| Loan Loss Allowance | 2,843 |
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Net Charge Offs | 398 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 254,934 |
| Total assets for the leverage ratio | 325,449 |
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Loans secured by real estate: | 198,626 |
| Tier 1 Leverage Ratio | 10.81 |
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Commercial and industrial loans | 25,040 |
| Off Balance Sheet Exposures (%) | 5.92 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,039 |
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:· Bank of 1889
