|
 |
|
|
 Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
| RSSD ID 865544 | CERTIFICATE 15690 | ABA NUMBER 73904036 |
| 322 Main Ave |
Quarter Ended : |
2025-12-31 |
| Clear Lake, Iowa, 50428 |
Updated : |
2026-01-28 |
| www.clearlakebank.bank |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
94 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 636,139 |
|
Total Interest Income | 33,293 |
| Total Liabilities | 582,774 |
|
Total NonInterest Income | 4,976 |
| Total Bank Equity Capital | 53,365 |
|
Total Interest Expense | 10,617 |
| Total Deposits | 574,348 |
|
Total NonInterest Expense | 15,602 |
| Net Loans & Leases | 476,764 |
|
Net Income | 11,076 |
| Loan Loss Allowance | 6,184 |
|
Net Charge Offs | 303 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 57,930 |
|
Total loans | 482,638 |
| Total assets for the leverage ratio | 632,214 |
|
Loans secured by real estate: | 350,163 |
| Tier 1 Leverage Ratio | 8.23 |
|
Commercial and industrial loans | 61,979 |
| Tier 1 Capital Ratio | 11.04 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.29 |
|
Loans to individuals - Other | 14,570 |
|
|
|
|
:· Clear Lake Bank and Trust Company
