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Arrow Bank National Association

Arrow Bank National Association
RSSD ID 866000 | CERTIFICATE 7074 | ABA NUMBER 21302554
250 Glen St Quarter Ended : 2025-09-30
Glens Falls, New York, 12801 Updated : 2025-10-30
www.arrowbank.com

Institution Profile
Year Opened : 1851 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 041
Specialization : Consumer Lending Specialization
Number of Offices : 38 Number of Employees : 567
Related Company Filings Regulator
 ARROW FINANCIAL CORP SEC
 ARROW FINANCIAL CORP FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets4,575,497
Total Interest Income155,504
Total Liabilities4,159,800
Total NonInterest Income23,350
Total Bank Equity Capital415,635
Total Interest Expense57,005
Total Deposits4,100,337
Total NonInterest Expense76,841
Net Loans & Leases3,404,866
Net Income30,155
Loan Loss Allowance34,176
Net Charge Offs5,851



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital440,661
Total loans3,424,784
Total assets for the leverage ratio4,384,293
Loans secured by real estate:2,165,252
Tier 1 Leverage Ratio9.24
Commercial and industrial loans129,133
Tier 1 Capital Ratio13.16
Loans to individuals - Credit Cards0
Total Capital Ratio14.31
Loans to individuals - Other1,098,087





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury