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 Arrow Bank National Association
Arrow Bank National Association
| RSSD ID 866000 | CERTIFICATE 7074 | ABA NUMBER 21302554 |
| 250 Glen St |
Quarter Ended : |
2025-12-31 |
| Glens Falls, New York, 12801 |
Updated : |
2026-01-29 |
| www.arrowbank.com |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
38 |
Number of Employees : |
578 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,421,213 |
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Total Interest Income | 210,101 |
| Total Liabilities | 3,991,724 |
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Total NonInterest Income | 31,743 |
| Total Bank Equity Capital | 429,428 |
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Total Interest Expense | 76,299 |
| Total Deposits | 3,939,998 |
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Total NonInterest Expense | 102,651 |
| Net Loans & Leases | 3,415,387 |
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Net Income | 44,231 |
| Loan Loss Allowance | 34,322 |
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Net Charge Offs | 6,550 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 449,958 |
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Total loans | 3,444,505 |
| Total assets for the leverage ratio | 4,473,045 |
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Loans secured by real estate: | 2,196,282 |
| Tier 1 Leverage Ratio | 9.26 |
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Commercial and industrial loans | 131,316 |
| Tier 1 Capital Ratio | 13.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.27 |
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Loans to individuals - Other | 1,084,715 |
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:· Arrow Bank National Association
