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Iowa State Savings Bank
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Iowa State Savings Bank
| RSSD ID 869346 | CERTIFICATE 8751 | ABA NUMBER 73901495 |
| 401 W Adams St |
Quarter Ended : |
2026-03-31 |
| Creston, Iowa, 50801 |
Updated : |
2026-04-13 |
| www.issbbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 287,078 |
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Total Interest Income | 3,230 |
| Total Liabilities | 260,194 |
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Total NonInterest Income | 296 |
| Total Bank Equity Capital | 26,884 |
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Total Interest Expense | 826 |
| Total Deposits | 255,550 |
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Total NonInterest Expense | 1,430 |
| Net Loans & Leases | 158,484 |
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Net Income | 1,039 |
| Loan Loss Allowance | 2,427 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 28,474 |
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Total loans | 160,665 |
| Total assets for the leverage ratio | 282,375 |
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Loans secured by real estate: | 107,494 |
| Tier 1 Leverage Ratio | 9.32 |
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Commercial and industrial loans | 9,333 |
| Tier 1 Capital Ratio | 15.32 |
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Loans to individuals - Credit Cards | 236 |
| Total Capital Ratio | 16.58 |
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Loans to individuals - Other | 3,621 |
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