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 Citizens 1st Bank
Citizens 1st Bank
| RSSD ID 869663 | CERTIFICATE 1715 | ABA NUMBER 113119396 |
| 2001 E Southeast Loop 323 |
Quarter Ended : |
2025-03-31 |
| Tyler, Texas, 75701 |
Updated : |
2025-04-29 |
| www.citizens1stbank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 772,873 |
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Total Interest Income | 8,744 |
| Total Liabilities | 643,913 |
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Total NonInterest Income | 124 |
| Total Bank Equity Capital | 128,960 |
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Total Interest Expense | 4,213 |
| Total Deposits | 591,440 |
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Total NonInterest Expense | 2,459 |
| Net Loans & Leases | 436,846 |
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Net Income | 2,102 |
| Loan Loss Allowance | 2,034 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 164,451 |
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Total loans | 440,355 |
| Total assets for the leverage ratio | 797,980 |
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Loans secured by real estate: | 417,042 |
| Tier 1 Leverage Ratio | 20.35 |
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Commercial and industrial loans | 4,077 |
| Tier 1 Capital Ratio | 37.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 38.01 |
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Loans to individuals - Other | 6,613 |
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:· Citizens 1st Bank
