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Decorah Bank & Trust Company
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Decorah Bank & Trust Company
| RSSD ID 872047 | CERTIFICATE 15200 | ABA NUMBER 73921695 |
| 202 E Water St |
Quarter Ended : |
2026-03-31 |
| Decorah, Iowa, 52101 |
Updated : |
2026-04-29 |
| www.decorah.bank |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 779,937 |
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Total Interest Income | 10,354 |
| Total Liabilities | 700,860 |
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Total NonInterest Income | 1,573 |
| Total Bank Equity Capital | 79,077 |
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Total Interest Expense | 3,304 |
| Total Deposits | 679,604 |
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Total NonInterest Expense | 5,232 |
| Net Loans & Leases | 563,625 |
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Net Income | 2,938 |
| Loan Loss Allowance | 8,441 |
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Net Charge Offs | 124 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 88,764 |
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Total loans | 573,558 |
| Total assets for the leverage ratio | 770,048 |
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Loans secured by real estate: | 361,038 |
| Tier 1 Leverage Ratio | 10.53 |
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Commercial and industrial loans | 101,877 |
| Tier 1 Capital Ratio | 13.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.46 |
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Loans to individuals - Other | 45,137 |
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