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 Lake City Bank
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Lake City Bank
| RSSD ID 874845 | CERTIFICATE 13102 | ABA NUMBER 74903719 |
| 202 E Center St |
Quarter Ended : |
2026-06-30 |
| Warsaw, Indiana, 46580 |
Updated : |
2026-07-27 |
| www.lakecitybank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
58 |
Number of Employees : |
695 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,237,115 |
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Total Interest Income | 187,774 |
| Total Liabilities | 6,485,694 |
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Total NonInterest Income | 24,861 |
| Total Bank Equity Capital | 751,332 |
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Total Interest Expense | 71,910 |
| Total Deposits | 6,344,228 |
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Total NonInterest Expense | 64,497 |
| Net Loans & Leases | 5,509,027 |
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Net Income | 58,948 |
| Loan Loss Allowance | 70,598 |
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Net Charge Offs | 2,105 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 941,512 |
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Total loans | 5,531,344 |
| Total assets for the leverage ratio | 7,325,611 |
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Loans secured by real estate: | 3,603,952 |
| Tier 1 Leverage Ratio | 11.89 |
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Commercial and industrial loans | 1,522,483 |
| Tier 1 Capital Ratio | 14.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.27 |
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Loans to individuals - Other | 118,371 |
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:· Lake City Bank
