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 Lake City Bank
Lake City Bank
| RSSD ID 874845 | CERTIFICATE 13102 | ABA NUMBER 74903719 |
| 202 E Center St |
Quarter Ended : |
2025-03-31 |
| Warsaw, Indiana, 46580 |
Updated : |
2025-04-25 |
| www.lakecitybank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
57 |
Number of Employees : |
647 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,847,388 |
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Total Interest Income | 90,789 |
| Total Liabilities | 6,159,656 |
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Total NonInterest Income | 10,601 |
| Total Bank Equity Capital | 687,643 |
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Total Interest Expense | 37,580 |
| Total Deposits | 5,963,532 |
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Total NonInterest Expense | 30,204 |
| Net Loans & Leases | 5,130,788 |
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Net Income | 22,145 |
| Loan Loss Allowance | 92,433 |
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Net Charge Offs | 327 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 920,327 |
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Total loans | 5,185,918 |
| Total assets for the leverage ratio | 6,935,748 |
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Loans secured by real estate: | 3,328,119 |
| Tier 1 Leverage Ratio | 12.21 |
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Commercial and industrial loans | 1,418,936 |
| Tier 1 Capital Ratio | 14.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.66 |
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Loans to individuals - Other | 104,310 |
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:· Lake City Bank
