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 Lake City Bank
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Lake City Bank
| RSSD ID 874845 | CERTIFICATE 13102 | ABA NUMBER 74903719 |
| 202 E Center St |
Quarter Ended : |
2026-03-31 |
| Warsaw, Indiana, 46580 |
Updated : |
2026-04-28 |
| www.lakecitybank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
58 |
Number of Employees : |
674 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,078,433 |
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Total Interest Income | 92,329 |
| Total Liabilities | 6,319,512 |
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Total NonInterest Income | 12,641 |
| Total Bank Equity Capital | 758,832 |
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Total Interest Expense | 35,114 |
| Total Deposits | 6,191,715 |
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Total NonInterest Expense | 32,368 |
| Net Loans & Leases | 5,404,444 |
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Net Income | 28,725 |
| Loan Loss Allowance | 68,914 |
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Net Charge Offs | 2,081 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 958,486 |
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Total loans | 5,440,876 |
| Total assets for the leverage ratio | 7,204,005 |
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Loans secured by real estate: | 3,501,212 |
| Tier 1 Leverage Ratio | 12.35 |
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Commercial and industrial loans | 1,492,475 |
| Tier 1 Capital Ratio | 14.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.76 |
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Loans to individuals - Other | 117,778 |
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:· Lake City Bank
