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 Farmers State Bank
Farmers State Bank
| RSSD ID 875057 | CERTIFICATE 13407 | ABA NUMBER 113105070 |
| 115 Shelbyville St |
Quarter Ended : |
2025-09-30 |
| Center, Texas, 75935 |
Updated : |
2025-10-25 |
| www.fsbctx.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 369,048 |
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Total Interest Income | 15,864 |
| Total Liabilities | 314,928 |
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Total NonInterest Income | 1,435 |
| Total Bank Equity Capital | 54,120 |
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Total Interest Expense | 3,252 |
| Total Deposits | 311,653 |
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Total NonInterest Expense | 8,956 |
| Net Loans & Leases | 216,753 |
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Net Income | 5,091 |
| Loan Loss Allowance | 3,080 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,817 |
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Total loans | 210,031 |
| Total assets for the leverage ratio | 370,276 |
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Loans secured by real estate: | 116,255 |
| Tier 1 Leverage Ratio | 15.09 |
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Commercial and industrial loans | 72,829 |
| Tier 1 Capital Ratio | 23.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25 |
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Loans to individuals - Other | 8,323 |
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:· Farmers State Bank
