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 Middlesex Federal Savings, F.A.
Middlesex Federal Savings, F.A.
| RSSD ID 87579 | CERTIFICATE 28368 | ABA NUMBER 211370150 |
| 1 College Ave |
Quarter Ended : |
2025-12-31 |
| Somerville, Massachusetts, 2144 |
Updated : |
2026-01-30 |
| www.middlesexfederal.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 637,950 |
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Total Interest Income | 29,678 |
| Total Liabilities | 581,438 |
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Total NonInterest Income | 1,565 |
| Total Bank Equity Capital | 56,512 |
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Total Interest Expense | 5,158 |
| Total Deposits | 576,340 |
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Total NonInterest Expense | 19,218 |
| Net Loans & Leases | 510,920 |
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Net Income | 4,453 |
| Loan Loss Allowance | 6,523 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 69,903 |
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Total loans | 520,414 |
| Total assets for the leverage ratio | 648,255 |
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Loans secured by real estate: | 506,667 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 13,147 |
| Tier 1 Capital Ratio | 13.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.99 |
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Loans to individuals - Other | 0 |
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:· Middlesex Federal Savings, F.A.
