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 First Bank
First Bank
| RSSD ID 875936 | CERTIFICATE 5907 | ABA NUMBER 65303386 |
| 105 S Broadway St |
Quarter Ended : |
2025-09-30 |
| Mccomb, Mississippi, 39648 |
Updated : |
2025-10-29 |
| www.firstbankms.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
124 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 541,650 |
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Total Interest Income | 21,134 |
| Total Liabilities | 468,611 |
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Total NonInterest Income | 5,452 |
| Total Bank Equity Capital | 73,039 |
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Total Interest Expense | 5,899 |
| Total Deposits | 463,597 |
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Total NonInterest Expense | 11,560 |
| Net Loans & Leases | 341,501 |
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Net Income | 8,439 |
| Loan Loss Allowance | 4,649 |
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Net Charge Offs | 1,715 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 349,887 |
| Total assets for the leverage ratio | 548,708 |
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Loans secured by real estate: | 288,616 |
| Tier 1 Leverage Ratio | 13.33 |
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Commercial and industrial loans | 47,196 |
| Off Balance Sheet Exposures (%) | 9.26 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,847 |
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:· First Bank
