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 The Citizens National Bank of Park Rapids
The Citizens National Bank of Park Rapids
| RSSD ID 877752 | CERTIFICATE 5223 | ABA NUMBER 91202325 |
| 300 1st St W |
Quarter Ended : |
2025-06-30 |
| Park Rapids, Minnesota, 56470 |
Updated : |
2025-07-29 |
| www.cnbbank.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 385,198 |
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Total Interest Income | 10,215 |
| Total Liabilities | 343,114 |
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Total NonInterest Income | 709 |
| Total Bank Equity Capital | 42,084 |
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Total Interest Expense | 3,334 |
| Total Deposits | 339,721 |
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Total NonInterest Expense | 4,157 |
| Net Loans & Leases | 280,996 |
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Net Income | 3,009 |
| Loan Loss Allowance | 4,756 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 277,208 |
| Total assets for the leverage ratio | 368,435 |
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Loans secured by real estate: | 231,939 |
| Tier 1 Leverage Ratio | 11.56 |
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Commercial and industrial loans | 22,940 |
| Off Balance Sheet Exposures (%) | 4.15 |
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Loans to individuals - Credit Cards | 1,488 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,679 |
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:· The Citizens National Bank of Park Rapids
