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 Millbury National Bank
Millbury National Bank
| RSSD ID 881900 | CERTIFICATE 2616 | ABA NUMBER 11305202 |
| 18 Main St |
Quarter Ended : |
2025-09-30 |
| Millbury, Massachusetts, 1527 |
Updated : |
2025-10-20 |
| www.mnbonline.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 139,988 |
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Total Interest Income | 6,916 |
| Total Liabilities | 127,551 |
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Total NonInterest Income | 122 |
| Total Bank Equity Capital | 12,437 |
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Total Interest Expense | 2,522 |
| Total Deposits | 113,858 |
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Total NonInterest Expense | 3,600 |
| Net Loans & Leases | 105,761 |
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Net Income | 610 |
| Loan Loss Allowance | 616 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,179 |
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Total loans | 102,245 |
| Total assets for the leverage ratio | 135,485 |
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Loans secured by real estate: | 96,841 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 4,257 |
| Tier 1 Capital Ratio | 13.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.32 |
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Loans to individuals - Other | 930 |
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:· Millbury National Bank
