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BankSouth
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BankSouth
| RSSD ID 88231 | CERTIFICATE 16418 | ABA NUMBER 61112364 |
| 6340 Lake Oconee Pkwy |
Quarter Ended : |
2026-03-31 |
| Greensboro, Georgia, 30642 |
Updated : |
2026-04-30 |
| www.banksouth.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
307 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,617,776 |
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Total Interest Income | 23,125 |
| Total Liabilities | 1,458,958 |
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Total NonInterest Income | 8,046 |
| Total Bank Equity Capital | 158,818 |
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Total Interest Expense | 5,997 |
| Total Deposits | 1,399,194 |
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Total NonInterest Expense | 17,698 |
| Net Loans & Leases | 1,128,693 |
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Net Income | 5,854 |
| Loan Loss Allowance | 17,461 |
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Net Charge Offs | (50) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 168,931 |
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Total loans | 1,202,877 |
| Total assets for the leverage ratio | 1,557,499 |
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Loans secured by real estate: | 1,089,943 |
| Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 53,403 |
| Tier 1 Capital Ratio | 13.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.79 |
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Loans to individuals - Other | 19,347 |
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