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 BankSouth
BankSouth
| RSSD ID 88231 | CERTIFICATE 16418 | ABA NUMBER 61112364 |
| 6340 Lake Oconee Pkwy |
Quarter Ended : |
2025-03-31 |
| Greensboro, Georgia, 30642 |
Updated : |
2025-04-29 |
| www.banksouth.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
281 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,362,000 |
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Total Interest Income | 19,593 |
| Total Liabilities | 1,219,923 |
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Total NonInterest Income | 9,050 |
| Total Bank Equity Capital | 142,077 |
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Total Interest Expense | 6,231 |
| Total Deposits | 1,161,622 |
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Total NonInterest Expense | 16,160 |
| Net Loans & Leases | 1,026,376 |
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Net Income | 4,860 |
| Loan Loss Allowance | 13,226 |
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Net Charge Offs | 85 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 155,564 |
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Total loans | 1,074,843 |
| Total assets for the leverage ratio | 1,336,182 |
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Loans secured by real estate: | 995,768 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 38,885 |
| Tier 1 Capital Ratio | 13.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.78 |
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Loans to individuals - Other | 4,845 |
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:· BankSouth
