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 BankSouth
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BankSouth
| RSSD ID 88231 | CERTIFICATE 16418 | ABA NUMBER 61112364 |
| 6340 Lake Oconee Pkwy |
Quarter Ended : |
2026-06-30 |
| Greensboro, Georgia, 30642 |
Updated : |
2026-07-30 |
| www.banksouth.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
303 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,589,684 |
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Total Interest Income | 46,472 |
| Total Liabilities | 1,424,460 |
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Total NonInterest Income | 17,936 |
| Total Bank Equity Capital | 165,224 |
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Total Interest Expense | 11,823 |
| Total Deposits | 1,362,821 |
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Total NonInterest Expense | 36,630 |
| Net Loans & Leases | 1,178,198 |
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Net Income | 12,486 |
| Loan Loss Allowance | 17,492 |
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Net Charge Offs | (81) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 175,885 |
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Total loans | 1,197,645 |
| Total assets for the leverage ratio | 1,587,889 |
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Loans secured by real estate: | 1,081,212 |
| Tier 1 Leverage Ratio | 10.17 |
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Commercial and industrial loans | 55,776 |
| Tier 1 Capital Ratio | 14.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.32 |
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Loans to individuals - Other | 18,755 |
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:· BankSouth
