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 Fairfield County Bank
Fairfield County Bank
| RSSD ID 882701 | CERTIFICATE 18213 | ABA NUMBER 221172270 |
| 150 Danbury Rd |
Quarter Ended : |
2025-09-30 |
| Ridgefield, Connecticut, 6877 |
Updated : |
2025-10-29 |
| fairfieldcountybank.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
202 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,873,862 |
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Total Interest Income | 57,341 |
| Total Liabilities | 1,636,728 |
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Total NonInterest Income | 5,059 |
| Total Bank Equity Capital | 237,134 |
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Total Interest Expense | 16,349 |
| Total Deposits | 1,419,195 |
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Total NonInterest Expense | 38,414 |
| Net Loans & Leases | 1,386,402 |
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Net Income | 6,094 |
| Loan Loss Allowance | 17,826 |
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Net Charge Offs | (142) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,393,386 |
| Total assets for the leverage ratio | 1,819,243 |
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Loans secured by real estate: | 1,237,036 |
| Tier 1 Leverage Ratio | 14.36 |
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Commercial and industrial loans | 156,014 |
| Off Balance Sheet Exposures (%) | 15.31 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 336 |
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:· Fairfield County Bank
