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 Chemung Canal Trust Company
Chemung Canal Trust Company
| RSSD ID 884303 | CERTIFICATE 597 | ABA NUMBER 21301115 |
| 1 Chemung Canal Plz |
Quarter Ended : |
2025-09-30 |
| Elmira, New York, 14901 |
Updated : |
2025-10-28 |
| WWW.CHEMUNGCANAL.COM |
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| Institution Profile |
| Year Opened : |
1833 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
30 |
Number of Employees : |
335 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,696,030 |
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Total Interest Income | 98,616 |
| Total Liabilities | 2,418,704 |
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Total NonInterest Income | 17,755 |
| Total Bank Equity Capital | 277,326 |
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Total Interest Expense | 34,202 |
| Total Deposits | 2,369,309 |
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Total NonInterest Expense | 51,258 |
| Net Loans & Leases | 2,178,711 |
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Net Income | 8,341 |
| Loan Loss Allowance | 23,645 |
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Net Charge Offs | 1,340 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 318,768 |
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Total loans | 2,171,673 |
| Total assets for the leverage ratio | 2,716,253 |
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Loans secured by real estate: | 1,713,727 |
| Tier 1 Leverage Ratio | 10.84 |
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Commercial and industrial loans | 279,028 |
| Tier 1 Capital Ratio | 13.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.88 |
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Loans to individuals - Other | 151,668 |
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:· Chemung Canal Trust Company
