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 Chemung Canal Trust Company
Chemung Canal Trust Company
| RSSD ID 884303 | CERTIFICATE 597 | ABA NUMBER 21301115 |
| 1 Chemung Canal Plz |
Quarter Ended : |
2025-12-31 |
| Elmira, New York, 14901 |
Updated : |
2026-02-10 |
| Institution Profile |
| Year Opened : |
1833 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
30 |
Number of Employees : |
341 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,709,552 |
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Total Interest Income | 132,833 |
| Total Liabilities | 2,421,981 |
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Total NonInterest Income | 24,030 |
| Total Bank Equity Capital | 287,571 |
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Total Interest Expense | 43,683 |
| Total Deposits | 2,279,501 |
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Total NonInterest Expense | 69,286 |
| Net Loans & Leases | 2,245,352 |
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Net Income | 16,706 |
| Loan Loss Allowance | 24,209 |
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Net Charge Offs | 1,871 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 326,594 |
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Total loans | 2,223,187 |
| Total assets for the leverage ratio | 2,718,599 |
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Loans secured by real estate: | 1,767,287 |
| Tier 1 Leverage Ratio | 11.1 |
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Commercial and industrial loans | 288,535 |
| Tier 1 Capital Ratio | 13.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.8 |
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Loans to individuals - Other | 140,743 |
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:· Chemung Canal Trust Company
