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United Community Bank
United Community Bank
| RSSD ID 884648 | CERTIFICATE 13656 | ABA NUMBER 73921323 |
| 1000 Okoboji Ave |
Quarter Ended : |
2025-12-31 |
| Milford, Iowa, 51351 |
Updated : |
2026-01-20 |
| www.unitedcommunitybank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 289,307 |
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Total Interest Income | 13,208 |
| Total Liabilities | 263,610 |
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Total NonInterest Income | 994 |
| Total Bank Equity Capital | 25,697 |
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Total Interest Expense | 5,788 |
| Total Deposits | 241,400 |
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Total NonInterest Expense | 5,686 |
| Net Loans & Leases | 194,196 |
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Net Income | 2,242 |
| Loan Loss Allowance | 3,177 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 25,690 |
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Total loans | 202,650 |
| Total assets for the leverage ratio | 287,662 |
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Loans secured by real estate: | 132,253 |
| Tier 1 Leverage Ratio | 8.07 |
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Commercial and industrial loans | 12,828 |
| Tier 1 Capital Ratio | 11.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.97 |
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Loans to individuals - Other | 2,191 |
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