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 Watertown Savings Bank
Watertown Savings Bank
| RSSD ID 886204 | CERTIFICATE 23298 | ABA NUMBER 211370176 |
| 60 Main St |
Quarter Ended : |
2025-03-31 |
| Watertown, Massachusetts, 2472 |
Updated : |
2025-04-30 |
| www.watertownsavings.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
104 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,498,349 |
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Total Interest Income | 13,549 |
| Total Liabilities | 1,344,710 |
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Total NonInterest Income | 883 |
| Total Bank Equity Capital | 153,639 |
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Total Interest Expense | 4,769 |
| Total Deposits | 1,326,113 |
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Total NonInterest Expense | 7,028 |
| Net Loans & Leases | 622,776 |
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Net Income | 2,056 |
| Loan Loss Allowance | 1,903 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 163,371 |
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Total loans | 620,230 |
| Total assets for the leverage ratio | 1,493,216 |
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Loans secured by real estate: | 616,953 |
| Tier 1 Leverage Ratio | 10.81 |
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Commercial and industrial loans | 2,653 |
| Tier 1 Capital Ratio | 27.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.87 |
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Loans to individuals - Other | 624 |
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:· Watertown Savings Bank
