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 Watertown Savings Bank
Watertown Savings Bank
| RSSD ID 886204 | CERTIFICATE 23298 | ABA NUMBER 211370176 |
| 60 Main St |
Quarter Ended : |
2025-06-30 |
| Watertown, Massachusetts, 02472 |
Updated : |
2025-07-30 |
| www.watertownsavings.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
110 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,476,527 |
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Total Interest Income | 27,510 |
| Total Liabilities | 1,318,581 |
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Total NonInterest Income | 1,749 |
| Total Bank Equity Capital | 157,946 |
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Total Interest Expense | 9,557 |
| Total Deposits | 1,299,869 |
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Total NonInterest Expense | 13,903 |
| Net Loans & Leases | 625,729 |
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Net Income | 4,499 |
| Loan Loss Allowance | 1,900 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 165,811 |
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Total loans | 627,228 |
| Total assets for the leverage ratio | 1,487,736 |
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Loans secured by real estate: | 623,843 |
| Tier 1 Leverage Ratio | 11.02 |
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Commercial and industrial loans | 2,670 |
| Tier 1 Capital Ratio | 27.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.2 |
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Loans to individuals - Other | 715 |
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:· Watertown Savings Bank
