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Middlesex Savings Bank
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Middlesex Savings Bank
| RSSD ID 888002 | CERTIFICATE 90183 | ABA NUMBER 211371227 |
| 6 Main St |
Quarter Ended : |
2026-06-30 |
| Natick, Massachusetts, 1760 |
Updated : |
2026-07-29 |
| www.middlesexbank.com |
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| Institution Profile |
| Year Opened : |
1835 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
490 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,148,813 |
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Total Interest Income | 132,417 |
| Total Liabilities | 5,340,806 |
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Total NonInterest Income | 8,417 |
| Total Bank Equity Capital | 808,007 |
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Total Interest Expense | 54,359 |
| Total Deposits | 5,176,053 |
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Total NonInterest Expense | 58,968 |
| Net Loans & Leases | 3,754,477 |
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Net Income | 22,239 |
| Loan Loss Allowance | 33,993 |
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Net Charge Offs | 208 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 857,683 |
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Total loans | 3,716,353 |
| Total assets for the leverage ratio | 6,123,758 |
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Loans secured by real estate: | 3,482,286 |
| Tier 1 Leverage Ratio | 13.44 |
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Commercial and industrial loans | 205,169 |
| Tier 1 Capital Ratio | 18.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.01 |
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Loans to individuals - Other | 28,899 |
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