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 Middlesex Savings Bank
Middlesex Savings Bank
| RSSD ID 888002 | CERTIFICATE 90183 | ABA NUMBER 211371227 |
| 6 Main St |
Quarter Ended : |
2025-12-31 |
| Natick, Massachusetts, 1760 |
Updated : |
2026-01-30 |
| www.middlesexbank.com |
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| Institution Profile |
| Year Opened : |
1835 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
479 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,156,507 |
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Total Interest Income | 256,048 |
| Total Liabilities | 5,365,095 |
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Total NonInterest Income | 19,849 |
| Total Bank Equity Capital | 791,412 |
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Total Interest Expense | 120,638 |
| Total Deposits | 5,225,319 |
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Total NonInterest Expense | 115,619 |
| Net Loans & Leases | 3,627,582 |
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Net Income | 33,277 |
| Loan Loss Allowance | 34,609 |
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Net Charge Offs | 629 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 836,918 |
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Total loans | 3,581,137 |
| Total assets for the leverage ratio | 6,136,251 |
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Loans secured by real estate: | 3,360,938 |
| Tier 1 Leverage Ratio | 13.06 |
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Commercial and industrial loans | 194,092 |
| Tier 1 Capital Ratio | 17.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.69 |
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Loans to individuals - Other | 26,027 |
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:· Middlesex Savings Bank
