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 Mount Vernon Bank and Trust Company
Mount Vernon Bank and Trust Company
| RSSD ID 890649 | CERTIFICATE 10494 | ABA NUMBER 73904751 |
| 206 1st St Sw |
Quarter Ended : |
2025-12-31 |
| Mount Vernon, Iowa, 52314 |
Updated : |
2026-01-30 |
| www.mountvernonbank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 186,242 |
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Total Interest Income | 8,954 |
| Total Liabilities | 164,519 |
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Total NonInterest Income | 692 |
| Total Bank Equity Capital | 21,723 |
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Total Interest Expense | 3,884 |
| Total Deposits | 153,596 |
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Total NonInterest Expense | 3,329 |
| Net Loans & Leases | 134,385 |
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Net Income | 1,853 |
| Loan Loss Allowance | 1,166 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 133,337 |
| Total assets for the leverage ratio | 185,587 |
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Loans secured by real estate: | 111,033 |
| Tier 1 Leverage Ratio | 13.28 |
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Commercial and industrial loans | 6,238 |
| Off Balance Sheet Exposures (%) | 5.17 |
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Loans to individuals - Credit Cards | 33 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,494 |
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:· Mount Vernon Bank and Trust Company
