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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 891226 | CERTIFICATE 1895 | ABA NUMBER 55002723 |
| 15226 Hanover Pike |
Quarter Ended : |
2025-03-31 |
| Upperco, Maryland, 21155 |
Updated : |
2025-05-13 |
| www.fmb1919.bank |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 817,249 |
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Total Interest Income | 9,882 |
| Total Liabilities | 748,571 |
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Total NonInterest Income | 409 |
| Total Bank Equity Capital | 68,678 |
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Total Interest Expense | 4,276 |
| Total Deposits | 736,645 |
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Total NonInterest Expense | 4,506 |
| Net Loans & Leases | 600,049 |
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Net Income | 1,235 |
| Loan Loss Allowance | 4,303 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 81,803 |
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Total loans | 596,767 |
| Total assets for the leverage ratio | 814,242 |
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Loans secured by real estate: | 543,261 |
| Tier 1 Leverage Ratio | 9.48 |
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Commercial and industrial loans | 53,180 |
| Tier 1 Capital Ratio | 11.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.23 |
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Loans to individuals - Other | 143 |
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:· Farmers and Merchants Bank
