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 Westfield Bank
Westfield Bank
| RSSD ID 892205 | CERTIFICATE 90300 | ABA NUMBER 211871604 |
| 141 Elm St |
Quarter Ended : |
2025-09-30 |
| Westfield, Massachusetts, 1085 |
Updated : |
2025-10-30 |
| www.westfieldbank.com |
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| Institution Profile |
| Year Opened : |
1853 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
314 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,731,580 |
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Total Interest Income | 88,076 |
| Total Liabilities | 2,483,005 |
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Total NonInterest Income | 9,300 |
| Total Bank Equity Capital | 248,575 |
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Total Interest Expense | 36,052 |
| Total Deposits | 2,351,666 |
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Total NonInterest Expense | 44,984 |
| Net Loans & Leases | 2,110,766 |
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Net Income | 12,134 |
| Loan Loss Allowance | 20,542 |
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Net Charge Offs | (513) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 274,530 |
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Total loans | 2,112,395 |
| Total assets for the leverage ratio | 2,721,892 |
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Loans secured by real estate: | 1,872,021 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 205,076 |
| Tier 1 Capital Ratio | 12.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.58 |
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Loans to individuals - Other | 3,096 |
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