|
 |
|
|
 First Security Bank and Trust Company
First Security Bank and Trust Company
| RSSD ID 894544 | CERTIFICATE 1852 | ABA NUMBER 73901592 |
| 809 Clark St |
Quarter Ended : |
2025-12-31 |
| Charles City, Iowa, 50616 |
Updated : |
2026-01-30 |
| www.1stsecurity.bank |
|
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
106 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 558,087 |
|
Total Interest Income | 24,423 |
| Total Liabilities | 502,702 |
|
Total NonInterest Income | 3,250 |
| Total Bank Equity Capital | 55,385 |
|
Total Interest Expense | 7,165 |
| Total Deposits | 479,707 |
|
Total NonInterest Expense | 17,908 |
| Net Loans & Leases | 348,680 |
|
Net Income | 3,242 |
| Loan Loss Allowance | 4,197 |
|
Net Charge Offs | 48 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 58,008 |
|
Total loans | 349,618 |
| Total assets for the leverage ratio | 553,896 |
|
Loans secured by real estate: | 261,317 |
| Tier 1 Leverage Ratio | 9.71 |
|
Commercial and industrial loans | 24,422 |
| Tier 1 Capital Ratio | 14.33 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.46 |
|
Loans to individuals - Other | 7,532 |
|
|
|
|
:· First Security Bank and Trust Company
