|
 |
|
|
 Ponce Bank
Ponce Bank
| RSSD ID 897170 | CERTIFICATE 31189 | ABA NUMBER 226070131 |
| 2244 Westchester Ave |
Quarter Ended : |
2025-09-30 |
| Bronx, New York, 10462 |
Updated : |
2025-10-28 |
| www.poncebank.com |
|
| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
209 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,145,279 |
|
Total Interest Income | 136,704 |
| Total Liabilities | 2,652,515 |
|
Total NonInterest Income | 6,630 |
| Total Bank Equity Capital | 492,764 |
|
Total Interest Expense | 65,013 |
| Total Deposits | 2,076,195 |
|
Total NonInterest Expense | 47,763 |
| Net Loans & Leases | 2,490,046 |
|
Net Income | 20,672 |
| Loan Loss Allowance | 24,764 |
|
Net Charge Offs | 680 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 531,580 |
|
Total loans | 2,499,268 |
| Total assets for the leverage ratio | 3,136,663 |
|
Loans secured by real estate: | 2,442,476 |
| Tier 1 Leverage Ratio | 16.08 |
|
Commercial and industrial loans | 55,949 |
| Tier 1 Capital Ratio | 20.66 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.79 |
|
Loans to individuals - Other | 760 |
|
|
|
|
:· credit union mergers and acquisitions :· Ponce Bank
