|
 |
 |
|
First Federal Community Bank, SSB
First Federal Community Bank, SSB
RSSD ID 898579 | CERTIFICATE 27678 | ABA NUMBER 311972704 |
630 Clarksville St |
Quarter Ended : |
2025-03-31 |
Paris, Texas, 75460 |
Updated : |
2025-04-16 |
www.1st-fed.com |
|
Institution Profile |
Year Opened : |
1922 |
Institution Type : |
Stock and Mutual Savings bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
83 |
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 587,713 |
|
Total Interest Income | 7,608 |
Total Liabilities | 517,489 |
|
Total NonInterest Income | 737 |
Total Bank Equity Capital | 70,224 |
|
Total Interest Expense | 2,771 |
Total Deposits | 513,173 |
|
Total NonInterest Expense | 4,019 |
Net Loans & Leases | 465,065 |
|
Net Income | 1,178 |
Loan Loss Allowance | 5,858 |
|
Net Charge Offs | 19 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 77,315 |
|
Total loans | 468,614 |
Total assets for the leverage ratio | 569,439 |
|
Loans secured by real estate: | 377,169 |
Tier 1 Leverage Ratio | 12.66 |
|
Commercial and industrial loans | 49,098 |
Tier 1 Capital Ratio | 17.26 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 18.52 |
|
Loans to individuals - Other | 11,878 |
|
|
|
|