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 Winchester Savings Bank
Winchester Savings Bank
| RSSD ID 899008 | CERTIFICATE 90308 | ABA NUMBER 211370888 |
| 661 Main St |
Quarter Ended : |
2025-09-30 |
| Winchester, Massachusetts, 1890 |
Updated : |
2025-10-29 |
| www.winchestersavings.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 991,602 |
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Total Interest Income | 33,825 |
| Total Liabilities | 893,564 |
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Total NonInterest Income | 965 |
| Total Bank Equity Capital | 98,038 |
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Total Interest Expense | 18,449 |
| Total Deposits | 720,277 |
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Total NonInterest Expense | 13,617 |
| Net Loans & Leases | 793,401 |
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Net Income | 1,746 |
| Loan Loss Allowance | 4,356 |
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Net Charge Offs | 310 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 775,231 |
| Total assets for the leverage ratio | 942,991 |
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Loans secured by real estate: | 770,665 |
| Tier 1 Leverage Ratio | 10.52 |
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Commercial and industrial loans | 4,242 |
| Off Balance Sheet Exposures (%) | 6.17 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 324 |
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:· Winchester Savings Bank
