|
 |
|
|
 Winchester Savings Bank
Winchester Savings Bank
| RSSD ID 899008 | CERTIFICATE 90308 | ABA NUMBER 211370888 |
| 661 Main St |
Quarter Ended : |
2025-06-30 |
| Winchester, Massachusetts, 01890 |
Updated : |
2025-07-29 |
| www.winchestersavings.com |
|
| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
76 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 935,229 |
|
Total Interest Income | 22,035 |
| Total Liabilities | 838,682 |
|
Total NonInterest Income | 633 |
| Total Bank Equity Capital | 96,547 |
|
Total Interest Expense | 12,253 |
| Total Deposits | 681,992 |
|
Total NonInterest Expense | 8,857 |
| Net Loans & Leases | 751,460 |
|
Net Income | 909 |
| Loan Loss Allowance | 4,151 |
|
Net Charge Offs | 40 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 750,399 |
| Total assets for the leverage ratio | 937,630 |
|
Loans secured by real estate: | 745,472 |
| Tier 1 Leverage Ratio | 10.48 |
|
Commercial and industrial loans | 4,585 |
| Off Balance Sheet Exposures (%) | 9.07 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 342 |
|
|
|
|
:· Winchester Savings Bank
