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 First Bank
First Bank
| RSSD ID 899428 | CERTIFICATE 6917 | ABA NUMBER 51402589 |
| 112 W King St |
Quarter Ended : |
2025-09-30 |
| Strasburg, Virginia, 22657 |
Updated : |
2025-10-30 |
| www.fbvirginia.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
33 |
Number of Employees : |
294 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,030,647 |
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Total Interest Income | 74,273 |
| Total Liabilities | 1,849,185 |
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Total NonInterest Income | 12,222 |
| Total Bank Equity Capital | 181,462 |
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Total Interest Expense | 18,367 |
| Total Deposits | 1,840,954 |
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Total NonInterest Expense | 48,859 |
| Net Loans & Leases | 1,418,750 |
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Net Income | 14,002 |
| Loan Loss Allowance | 14,447 |
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Net Charge Offs | 3,788 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 194,910 |
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Total loans | 1,441,419 |
| Total assets for the leverage ratio | 2,024,881 |
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Loans secured by real estate: | 1,292,667 |
| Tier 1 Leverage Ratio | 8.88 |
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Commercial and industrial loans | 119,139 |
| Tier 1 Capital Ratio | 12.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.4 |
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Loans to individuals - Other | 8,809 |
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:· First Bank
