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 Northern Bank & Trust Company
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Northern Bank & Trust Company
| RSSD ID 900306 | CERTIFICATE 18266 | ABA NUMBER 11303097 |
| 275 Mishawum Rd |
Quarter Ended : |
2026-06-30 |
| Woburn, Massachusetts, 1801 |
Updated : |
2026-07-28 |
| www.nbtc.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
260 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,384,849 |
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Total Interest Income | 112,097 |
| Total Liabilities | 2,906,587 |
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Total NonInterest Income | 2,987 |
| Total Bank Equity Capital | 478,262 |
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Total Interest Expense | 34,801 |
| Total Deposits | 2,823,074 |
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Total NonInterest Expense | 37,795 |
| Net Loans & Leases | 2,840,711 |
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Net Income | 31,044 |
| Loan Loss Allowance | 63,976 |
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Net Charge Offs | 1,068 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 518,685 |
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Total loans | 2,935,622 |
| Total assets for the leverage ratio | 3,293,307 |
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Loans secured by real estate: | 1,618,050 |
| Tier 1 Leverage Ratio | 14.55 |
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Commercial and industrial loans | 1,289,849 |
| Tier 1 Capital Ratio | 15.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.56 |
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Loans to individuals - Other | 418 |
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:· Northern Bank & Trust Company
