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 Northern Bank & Trust Company
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Northern Bank & Trust Company
| RSSD ID 900306 | CERTIFICATE 18266 | ABA NUMBER 11303097 |
| 275 Mishawum Rd |
Quarter Ended : |
2026-03-31 |
| Woburn, Massachusetts, 1801 |
Updated : |
2026-04-29 |
| www.nbtc.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
255 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,267,182 |
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Total Interest Income | 55,494 |
| Total Liabilities | 2,798,350 |
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Total NonInterest Income | 1,215 |
| Total Bank Equity Capital | 468,832 |
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Total Interest Expense | 17,267 |
| Total Deposits | 2,721,960 |
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Total NonInterest Expense | 19,393 |
| Net Loans & Leases | 2,839,973 |
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Net Income | 14,313 |
| Loan Loss Allowance | 64,458 |
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Net Charge Offs | 1,052 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 509,076 |
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Total loans | 2,855,279 |
| Total assets for the leverage ratio | 3,206,506 |
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Loans secured by real estate: | 1,553,974 |
| Tier 1 Leverage Ratio | 14.66 |
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Commercial and industrial loans | 1,270,464 |
| Tier 1 Capital Ratio | 15.15 |
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Loans to individuals - Credit Cards | 1 |
| Total Capital Ratio | 16.41 |
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Loans to individuals - Other | 430 |
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:· Northern Bank & Trust Company
