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 Northern Bank & Trust Company
Northern Bank & Trust Company
| RSSD ID 900306 | CERTIFICATE 18266 | ABA NUMBER 11303097 |
| 275 Mishawum Rd |
Quarter Ended : |
2025-09-30 |
| Woburn, Massachusetts, 1801 |
Updated : |
2025-10-29 |
| www.nbtc.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
254 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,229,640 |
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Total Interest Income | 174,778 |
| Total Liabilities | 2,753,634 |
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Total NonInterest Income | 4,391 |
| Total Bank Equity Capital | 476,006 |
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Total Interest Expense | 58,469 |
| Total Deposits | 2,657,224 |
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Total NonInterest Expense | 48,290 |
| Net Loans & Leases | 2,758,742 |
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Net Income | 42,009 |
| Loan Loss Allowance | 67,421 |
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Net Charge Offs | 2,304 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 516,498 |
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Total loans | 2,837,010 |
| Total assets for the leverage ratio | 3,210,323 |
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Loans secured by real estate: | 1,573,444 |
| Tier 1 Leverage Ratio | 14.9 |
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Commercial and industrial loans | 1,238,720 |
| Tier 1 Capital Ratio | 15.79 |
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Loans to individuals - Credit Cards | 1 |
| Total Capital Ratio | 17.05 |
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Loans to individuals - Other | 333 |
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:· Northern Bank & Trust Company
