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 Palo Savings Bank
Palo Savings Bank
| RSSD ID 90047 | CERTIFICATE 13990 | ABA NUMBER 73915193 |
| 2801 Hollenbeck Rd |
Quarter Ended : |
2025-12-31 |
| Palo, Iowa, 52324 |
Updated : |
2026-01-23 |
| www.palosavingsbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 47,291 |
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Total Interest Income | 2,126 |
| Total Liabilities | 43,637 |
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Total NonInterest Income | 98 |
| Total Bank Equity Capital | 3,654 |
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Total Interest Expense | 774 |
| Total Deposits | 43,501 |
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Total NonInterest Expense | 997 |
| Net Loans & Leases | 22,580 |
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Net Income | 435 |
| Loan Loss Allowance | 223 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 22,274 |
| Total assets for the leverage ratio | 47,543 |
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Loans secured by real estate: | 16,306 |
| Tier 1 Leverage Ratio | 12.16 |
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Commercial and industrial loans | 1,566 |
| Off Balance Sheet Exposures (%) | 5.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,570 |
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:· Palo Savings Bank
