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 Fulton Savings Bank
Fulton Savings Bank
| RSSD ID 900502 | CERTIFICATE 15966 | ABA NUMBER 221370496 |
| 75 S 1st St |
Quarter Ended : |
2025-09-30 |
| Fulton, New York, 13069 |
Updated : |
2025-10-24 |
| www.fultonsavings.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 477,604 |
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Total Interest Income | 13,660 |
| Total Liabilities | 344,226 |
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Total NonInterest Income | 6,281 |
| Total Bank Equity Capital | 133,378 |
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Total Interest Expense | 1,781 |
| Total Deposits | 295,222 |
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Total NonInterest Expense | 10,055 |
| Net Loans & Leases | 250,316 |
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Net Income | 6,748 |
| Loan Loss Allowance | 1,077 |
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Net Charge Offs | 76 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 148,004 |
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Total loans | 250,387 |
| Total assets for the leverage ratio | 471,259 |
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Loans secured by real estate: | 246,038 |
| Tier 1 Leverage Ratio | 31.18 |
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Commercial and industrial loans | 944 |
| Tier 1 Capital Ratio | 40.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 40.87 |
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Loans to individuals - Other | 2,370 |
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:· Fulton Savings Bank
