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Fulton Savings Bank
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Fulton Savings Bank
| RSSD ID 900502 | CERTIFICATE 15966 | ABA NUMBER 221370496 |
| 75 S 1st St |
Quarter Ended : |
2026-03-31 |
| Fulton, New York, 13069 |
Updated : |
2026-04-29 |
| www.fultonsavings.com |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 493,036 |
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Total Interest Income | 4,629 |
| Total Liabilities | 354,979 |
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Total NonInterest Income | 666 |
| Total Bank Equity Capital | 138,057 |
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Total Interest Expense | 635 |
| Total Deposits | 282,164 |
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Total NonInterest Expense | 3,357 |
| Net Loans & Leases | 257,668 |
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Net Income | 879 |
| Loan Loss Allowance | 1,594 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 151,617 |
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Total loans | 260,054 |
| Total assets for the leverage ratio | 486,269 |
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Loans secured by real estate: | 255,173 |
| Tier 1 Leverage Ratio | 30.85 |
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Commercial and industrial loans | 1,004 |
| Tier 1 Capital Ratio | 40.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 40.91 |
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Loans to individuals - Other | 1,961 |
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