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 Heritage Bank National Association
Heritage Bank National Association
| RSSD ID 901358 | CERTIFICATE 19254 | ABA NUMBER 91914710 |
| 110 W South St |
Quarter Ended : |
2025-06-30 |
| Spicer, Minnesota, 56288 |
Updated : |
2025-07-30 |
| www.heritagebankna.com |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 415,562 |
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Total Interest Income | 12,347 |
| Total Liabilities | 375,824 |
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Total NonInterest Income | 2,734 |
| Total Bank Equity Capital | 39,738 |
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Total Interest Expense | 5,125 |
| Total Deposits | 357,159 |
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Total NonInterest Expense | 9,429 |
| Net Loans & Leases | 339,373 |
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Net Income | 422 |
| Loan Loss Allowance | 6,541 |
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Net Charge Offs | 785 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 45,176 |
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Total loans | 354,111 |
| Total assets for the leverage ratio | 421,826 |
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Loans secured by real estate: | 299,140 |
| Tier 1 Leverage Ratio | 9.84 |
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Commercial and industrial loans | 35,414 |
| Tier 1 Capital Ratio | 14.34 |
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Loans to individuals - Credit Cards | 151 |
| Total Capital Ratio | 15.6 |
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Loans to individuals - Other | 9,370 |
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:· Heritage Bank National Association
